ABOUT INTEREST FREE FINANCE
Spread the cost with 0% Finance at Hollins and Hollinshead
We offer our customers interest free finance with V12 Retail Finance on any order over £250 plus 10% deposit and up to £15000. This 0% interest free finance can be split over a 6, 9, 10 or 12 month period and applying for finance for your purchase is quick and easy, taking approximately 10 minutes. Alternatively Paypal credit is available with 0% interest on finance up to 4 months.
V12 FINANCE OPTIONS
INTEREST FREE FINANCE
Up to 12 Months 0% APR representative interest free finance using V12 Finance.
Spread the cost over 6, 9, 10 or 12 months with our interest free finance online and in store.
|How to use V12 finance:
1. Add item to basket, fill in your details and checkout with V12 Finance
2. Minimum finance value of £250 plus deposit.
3. Place a minimum 10% deposit.
4. Minimum finance amount after deposit £250 and above.
Use the calculator below to calculate the cost of your finance by inputting desired deposit and the cost of the item. (Minimum 10% deposit required, minimum finance amount of £250)
Use this calculator to see which finance option suits your purchase.
Finance is subject to status. Terms and conditions apply.
Total amount repayable . APR representative.
PAYPAL CREDIT FINANCE OPTIONS
|Our 0% interest offer is better than just an introductory offer. Simply spend over £99 and you get 0% interest for 4 months on that purchase. The amazing thing is you’ll automatically get 0% for 4 months every time you spend over £99. Purchases over 4 months are 19.9% APR. PayPal Credit is the perfect way to spread the cost of those larger purchases.
|How to use Paypal Credit:
1. Add item to basket, fill in your details and checkout with Paypal
2. Minimum finance value of £99 over 4 months for 0% finance.
Representative Example over 4 months:Representative
19.9% APR (variable)
Purchase interest rate
19.9% p.a. (variable)
Assumed Credit limit
This example above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of our offers and promotions, including our 0% for 4 months offer, the interest rate that applies will be lower in many circumstances.
What happens after I am approved?
Once your application has been approved, a minimum 10% deposit is required that will be taken directly by V12 via the checkout process. If you are in store, this can either be paid via cash or debit or credit card. If you have processed your application on our website or via email, your 10% deposit will need to be placed via PayPal or over the phone using your debit or credit card. Once the 10% deposit has been paid, we will then ship your goods and provide you with confirmation of shipment email and your tracking reference number with Royal Mail.
You will always be emailed your Pre-Contract Credit Information from V12, however, if you are in store you can request us to print this off for you. If you have completed your application on our website or via email and are having your goods shipped to you, we will always print and include your Pre-Contract Credit Information in the parcel.
Please Note: a ghost 50p will show on your bank statement, however no funds will come out of your account. This is part of the credit checks performed by V12 Retail Finance.
What happens if my Application is declined?
|When do my repayments start?
Re-payments will start a month from the date of signing the contract.
What happens if I miss a payment?
Any late payments will be charged £12 on each occasion where a monthly payment has not been made on the due date for its payment and the monthly payment has not been made in full within 14 days of it's due date for payment. V12 Retail Finance will charge you with a £12 payment for each instance of a direct debit being returned unpaid by your bank.