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Spread the cost with 0% Finance at Hollins and Hollinshead 

We offer our customers interest free finance with V12 Retail Finance with  a minimum credit value of £250 up to £15000. This 0% interest free finance can be split over a 6, 9, 10 or 12 month period and applying for finance for your purchase is quick and easy, taking approximately 10 minutes.

How to use V12 0% Finance:

  • Add item to basket, fill in your details and checkout using V12 Finance 
  • Minimum finance credit value of £250. 
  • Place a minimum 10% deposit. 
  • Complete the finance application ensuring minimum credit amount is £250 or more. 

V12 0% Finance Representative Example

Spread over 6910 or 12 at 0% APR

Loan Amount:£990
Monthly Payment:£82.50
Duration of Agreement:12 Months
Total Payment:£1100
Annual Rate of Interest:0.00% Fixed

V12 Application Requirements:
You are a UK resident
You are over 18 years of age
You are in full time employment (unless retired, or have a spouse in full time employment)
You have a UK bank account
You have a valid debit or credit card registered in your name
You are able to pay a 10% deposit (cash, debit or credit card) or more if you wish
What happens after I am approved?

Once your application has been approved, a minimum 10% deposit is required that will be taken directly by V12 via the checkout process. If you are in store, this can either be paid via cash or debit or credit card. If you have processed your application on our website or via email, your 10% deposit will need to be placed via PayPal or over the phone using your debit or credit card. Once the 10% deposit has been paid, we will then ship your goods and provide you with confirmation of shipment email and your tracking reference number with Royal Mail.
You will always be emailed your Pre-Contract Credit Information from V12, however, if you are in store you can request us to print this off for you. If you have completed your application on our website or via email and are having your goods shipped to you, we will always print and include your Pre-Contract Credit Information in the parcel.

Please Note: a ghost 50p will show on your bank statement, however no funds will come out of your account. This is part of the credit checks performed by V12 Retail Finance.

What happens if my Application is declined?

An application can be declined for many various reasons and sometimes it can be a simple mistake such as an incorrect address or bank details. It is extremely important to ensure you complete the application form as accurate as possible to maximize the chance of your application being accepted. If your application has been declined and you think it was due to a mistake, we are more than happy to contact the underwriters for you for some further information. Please contact us if you need any assistance.

When do my repayments start?

Re-payments will start a month from the date of signing the contract.

What happens if I miss a payment?

Any late payments will be charged £12 on each occasion where a monthly payment has not been made on the due date for its payment and the monthly payment has not been made in full within 14 days of it's due date for payment. V12 Retail Finance will charge you with a £12 payment for each instance of a direct debit being returned unpaid by your bank.

Can i pay my finance off early?

Yes, you can settle your finance agreement with V12 Retail Finance at any time. As your agreement is with V12 Retail Finance, you will need to contact V12 Retail Finance and not Hollins and Hollinshead. V12 Retail Finance will calculate your remaining settlement and provide you with information of payment, this is calculated in line with the Consumer Credit Act.

More information?
For more information about V12 Retail Finance please visit:

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